|August 30, 2018
Contact: Whitney Ray
Phone: (850) 245-0150
|en Español||Print Version||Tweet|
TALLAHASSEE, Fla.—Attorney General Pam Bondi’s Office today filed a court action against a Jacksonville-based company and its owner for deceptively marketing and selling mortgage and foreclosure relief services to consumers throughout the United States, defrauding consumers out of more than $160,000. Brian Roy Lozito, while doing business as American Investigative Services, LLC., allegedly deceived more than 150 consumers by claiming to provide services in return for payments upfront.
According to the complaint, American Investigative Services solicited upfront payments from consumers promising to conduct a forensic audit of consumers’ mortgage documentation in order to uncover evidence of improper robosigning, or improper notarization, assignment, or recording of the mortgage documents, or other technical deficiencies. The defendants told consumers that if these purported legal deficiencies were uncovered in mortgage documents, the lender would be unable to foreclose on the consumer’s mortgage, and the consumer would thereby own the home free and clear, even if the consumer stopped making mortgage payments to the lender. The defendants even claimed that consumers could recover mortgage payments the consumers had previously made to mortgage companies.
The complaint also alleges that the defendants performed none of the promised services, and instead used the money obtained from consumers to pay Lozito’s personal expenses. The complaint alleges violations of Florida’s Deceptive and Unfair Trade Practices Act, and seeks permanent injunctive relief, restitution, civil penalties and fees.
Consumers who paid fees to the above-named entity or individual can file a complaint by calling 1(866) 9NO-SCAM or file online at MyFloridaLegal.com
To view the complaint, click here.